If you’re seeing a “Lien Amount” marked on your SBI bank account, it means your money is temporarily blocked and cannot be withdrawn. Many account holders face this without any prior notice—especially if there’s a cyber crime link, pending EMI, or third-party claim. Let’s understand how to remove lien amount in SBI Bank Account and protect your funds legally.
What Does Lien Amount in SBI Bank Mean?
A lien amount is money that has been held or reserved in your SBI account and cannot be accessed until the reason is resolved. When this happens, even though your account shows a balance, you won’t be able to withdraw or transfer it.
Common Reasons for Lien Marking in SBI:
- Cyber Crime investigation (under Section 102 CrPC)
- Pending loan EMI or recovery action
- Court orders or government recovery (GST, Tax)
- Transaction linked to fraud or scam
- Third-party complaint (job fraud, P2P crypto)
If you’re affected, don’t panic. There are legal steps on how to remove lien amount in SBI Bank Account efficiently.
Also Read: Best Cyber Crime Advocate in Gujarat
HELPLINE NUMBERHow to Identify the Reason for Lien Amount in SBI Bank Account
Before you start the process, you must confirm why the lien was applied:
Step 1: Visit Your SBI Branch
- Ask for the freeze/lien order copy
- Get details of any legal request (FIR, police station, recovery team)
Step2: Check Internet Banking or YONO
- Log into your SBI app or net banking
- See if a “lien amount” is visible under account summary
Step 3: Contact SBI Customer Care
- Call 1800 1234 or 1800 2100
- They can confirm if the lien is due to police, EMI, or tax issues
Knowing the cause is the first step in how to remove lien amount in SBI.
Legal Remedies: How to Remove Lien Amount in SBI
Once you’ve identified the reason, here’s how to proceed:
Case 1: Lien Due to Cyber Crime or Police Freeze
Many people find their accounts blocked due to incoming transactions from fraudsters (e.g., P2P Binance trade). If this is the case:
- File a representation to the Investigating Officer
- Submit documents proving the legitimacy of your funds
- Get a clearance letter or no objection certificate (NOC)
Pro Tip: Hire a cyber crime expert like Advocate Ayush Garg who specializes in unfreezing SBI accounts. He can file court petitions under Section 451/457 CrPC if the police delay action.
Case 2: Lien Due to Loan Default or Recovery
If you have missed EMI payments:
- Clear the pending dues and request lien removal
- Ask SBI for a No Due Certificate
- Write a formal letter requesting unmarking of the lien
Case 3: Lien Due to Court Order or Tax Recovery
If income tax, GST, or court recovery is involved:
- Approach the relevant authority (like the Income Tax Department)
- Settle the amount or appeal against the order
- Submit the withdrawal/cancellation order to SBI
Each situation is different, but in every case, knowing how to remove lien amount in SBI Bank helps you avoid long-term fund blockage.
Also Read: Best Cyber Crime Lawyer In India
HELPLINE NUMBERRequired Documents to Remove Lien in SBI Bank Account
Gather these essential documents for faster resolution:
- Aadhaar and PAN card
- SBI account statement (last 6 months)
- FIR copy or police notice (if cyber crime involved)
- EMI payment slip (if loan recovery involved)
- Affidavit or representation drafted by your lawyer
- Clearance order from authority (police, court, tax dept.)
These support your application when you’re learning how to remove lien amount in SBI legally.
Real Case Story – Lien Amount Removed in 32 Days
Case:
Priya from Hyderabad had ₹1.8 lakh marked as lien in SBI due to a crypto transaction on Binance P2P. She had no idea it was flagged in a fraud case from Rajasthan.
Action:
Advocate Ayush Garg filed a legal representation with cyber police and then approached the Magistrate with a petition.
Result:
The lien was removed, and the funds were released within 36 days by SBI after a court order.
This shows that legal action is the most reliable solution if your account shows lien amount in SBI Bank Account.
FAQs – How to Remove Lien Amount in SBI
Can SBI remove the lien without police approval?
No. If the lien is police-initiated, SBI requires a court or police NOC.
How long does it take to remove a lien?
With legal help, most cases are resolved in 30–40 days.
Is a lien permanent?
No, it’s temporary. But inaction can make it harder to resolve.
Will I be informed before lien marking?
Usually not. Police or tax departments often instruct the bank without prior notice to you.
Who can help me legally?
Advocate Ayush Garg, expert in cyber crime and financial fraud cases, has helped hundreds resolve lien issues quickly.
Conclusion – Don’t Ignore a Lien, Act Fast
If your account shows lien amount in SBI Bank Account, don’t delay action. Whether it’s due to police, tax, or bank recovery, proper documentation and legal steps can help you remove the lien and restore account access.
Contact Advocate Ayush Garg today for expert legal assistance in removing lien amounts from SBI or any Indian bank.
Also Read: Best Advocate in Uttar Pradesh
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