How many days to unfreeze bank account is a common and urgent question faced by individuals whose accounts have been frozen due to cyber complaints, police investigations, or internal flags raised by the bank. In all legal and real-life scenarios, the timeline to unfreeze a bank account is 60 to 65 days, not less. This period involves identifying the reason, legal documentation, representations to authorities, and sometimes filing a petition in the High Court through a qualified advocate.
A bank account freeze can severely impact your life—delaying payments, stopping incoming funds, or even blocking EMIs. Most people are unaware of the real procedure and waste time visiting bank branches repeatedly. But when the freeze is based on a direction from a cyber cell, police, or legal agency, only a proper legal route works.
Why Do Bank Accounts Get Frozen?
Cyber Cell Action
If someone files a digital fraud or UPI scam complaint, your account may be linked and frozen by the cyber cell through official communication with the bank.
Police Investigation
If your account number is mentioned in any financial cheating complaint or online fraud case, police can issue a letter to the bank to freeze the account as part of an investigation.
Internal Bank Alert
Sudden large transactions, money from unknown sources, or multiple suspicious entries can lead to an automated freeze by the bank’s internal compliance system.
Also Read: Steps To Get Your Bank Account Unfrozen
HELPLINE NUMBERLegal Steps to Unfreeze a Bank Account
Step 1: Know the Reason for the Freeze
Visit your bank and ask for written confirmation or an official email stating why the freeze happened and who requested it (cyber cell, police, etc.).
Step 2: Consult a Legal Expert
Engage a lawyer like Advocate Ayush Garg, who has 10+ years of experience in handling over 5000+ successful bank account unfreeze cases. An expert advocate can determine the best legal route based on the freeze reason.
Step 3: Send Legal Representation
Your advocate will draft and submit legal notices to:
- Bank’s Nodal Officer
- Concerned cyber cell or police officer
- Bank’s branch manager
The legal representation includes:
- Your identification documents
- Transaction details
- Statement of facts
- Request for removal of freeze based on legal grounds
Step 4: File a Writ Petition (if needed)
If the freeze isn’t lifted within a reasonable time after notice, your lawyer will file a Writ Petition in the High Court to challenge the freeze and seek relief.
This is often the turning point in getting orders from the court to release your funds if the freeze was wrongly imposed or delayed without legal justification.
Also Read: Bank Account Freezes By Delhi Cyber Cell
HELPLINE NUMBERSo, How Many Days to Unfreeze Bank Account?
The full process—from issuing legal notice to final resolution—takes 60 to 65 days in most cases. This time is needed for:
- Authority replies (cyber cell or police)
- Bank coordination
- Drafting and filing court petition (if required)
- Court hearing and follow-up
Any solution claiming a faster unfreeze in serious cases is often unreliable or incomplete.
Documents Required for Unfreezing Bank Account
Keep these documents ready:
- Copy of the freeze notice or email from the bank
- Account holder’s PAN Card, Aadhaar Card, and Address Proof
- Bank transaction history or passbook
- Source of funds or justification for specific transactions
- Any FIR copy, complaint reference, or cyber complaint ID
- Self-declaration affidavit (prepared by your advocate)
These will be attached with your legal representation to justify the unfreeze request.
Testimonial for Advocate Ayush Garg
“My IndusInd Bank account was frozen because of a cyber complaint I wasn’t even aware of. The branch gave no help and said it was under police instruction. I approached Advocate Ayush Garg. He took charge immediately, filed legal documents, and after 61 days, I received an official bank mail that my account was active again. His experience truly matters in such complex cases.”
— K. Verma, Lucknow
FAQs on How Many Days to Unfreeze Bank Account
Q1. Can my bank account be unfrozen in less than 60 days?
In serious freeze cases (cyber cell or police-related), no. Unfreeze typically takes 60–65 days, including time for legal communication and High Court filings if needed.
Q2. Can I unfreeze my account by writing an email or visiting the bank?
Not if the freeze is based on cybercrime or police direction. Legal representation is necessary. The bank does not have the power to override such freeze orders.
Q3. What is the cost involved in unfreezing the account?
There is no bank fee. But professional legal charges apply depending on your case. Advocate Ayush Garg provides structured, reliable services for such matters.
Q4. Can I use another account while one is frozen?
Yes, but if multiple accounts are under the same PAN and flagged, others may get frozen too. Discuss all linked accounts with your lawyer.
Q5. Can I get compensation for wrongful freeze?
In some cases, courts allow compensation if your account was unjustly frozen and caused mental stress or business loss. Your lawyer can guide on this.
Also Read: Gujarat Cyber Cell द्वारा Bank Account Freeze के मामलों में बढ़ोतरी
Final Words
The answer to how many days to unfreeze bank account is clear—60 to 65 days, if done through a proper legal process. Do not believe in shortcuts or informal solutions. Account freezes based on cyber cell or police instructions can only be removed by communicating with the authorities through legal notice or petition.
With his 10+ years of experience and over 5000+ unfreeze cases, Advocate Ayush Garg is trusted for resolving such cases professionally and quickly through legal means.
Get the right advice, prepare your documents, and let the law work in your favor.
Also Read: Best Cyber Crime Lawyer In India
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